Plan for Spontaneity With a Fun Fund

July 19, 2017 | Posted in Living Hartfully, Wealthy Woman | By

All the Financial Planners tell you to have at least 6-12 months of liquid emergency money stashed aside to take care of life’s little moments that sneak up on you such as car repairs or the furnace giving up its last breath during a polar vortex. In addition to that advice; I’d like to offer up another form of stash called the Fun Fund to use any way you wish as long as it’s fun. In the Millionaire Mindset book and in his workshops; T. Harv Eker suggests 10% of your income should be stashed away to use any way you wish so you feel like you have control over your money and you’re using it to enjoy your life.

Enter the Fun Fund. After my BFF and I returned from one of the millionaire bootcamps over a decade ago; we took that advice and have been stashing away a percentage of earnings into our Fun Funds ever since so that we have a pot of money with no particular plan, but the plan is to use it when the mood or a great adventure strikes. With our financial foundation in check and our Fun Fund fully stocked; we are ready to pounce when something so juicy comes along that we just can’t resist.

I’ve learned from my guides and coaches throughout the years and from my personal experience that I need to fully trust my intuition and just flow with it. As a very old soul who has been around many lifetimes; I’m told that my intuition has a very clear path showing me my path; so I usually go with it when I feel the strong urge. My BFF is the same way and when both of us have the gut feeling; we are helpless to defend against it. We just have to go with it and that’s how our latest adventure came about one low-key, loungey kind of Saturday.

I was in the middle of trying out a new lunch recipe when I got the call with Barb on the other end saying “Now don’t say no right away, just hear me out. I have an idea for a cruise into Canada during peak leaf peeping season. I know you will have just returned from your trip to Cuba, but this is a great deal.”  As she was explaining the trip complete with sailing on a vintage four-masted schooner and high tea at the Chateau Fontenac in Quebec City – one of my to-do lists for 20 years; I knew I was a gonner.

Two days later I get a text from Barb in the middle of doing a seminar which said we have to “Do the Dragon”. What the hell did that mean. She texted “google it”.  I did and I’m in. So in a matter of a few days, we have a few vacations already planned, booked and paid for. Something I never imagined the week prior. It seems that the Dragon’s Tail is one of the most notorious roads in America with 318 curves in 11 miles of mountain road and there was going to be a car rally with all kinds of festivities focused on the “Doing the Dragon”. With my father being a former race car driver, he also raced boats and motorcycle side cars. It’s in my blood. I love cars, boats and planes. Once again I was sucked into the thrill of the adventure and the unknown. Toss in an amazing log cabin with phenomenal mountain views and I can’t say no.

When it comes to people waiving great travel deals and amazing adventures in front of my face, I’m very weak. I cannot say no to such temptation. Try as I might to be prudent and rational; I just lose my mind thinking that an opportunity of a lifetime may pass me by and I might miss out on some life-altering experience, discovery, and good times. I’m a sucker for a good adventure with good friends. I caved.

Luckily, we both plan for such spontaneous times by continually adding to our Fun Funds. By planning for something we don’t know about in our futures, we can take advantage of an opportunity when it does come our way and be ready to pounce. Of course, we also sock away and invest much more into our Retirement Fund than our Fun Fund; but having a fund for frivolity feels good and brings out the kid in us after our adult has already set aside something for our retirement, our emergencies, our heirs, and other adult stuff.

What can you set aside for yourself, just yourself to do whatever you want that is meaningful and memorable to you. Vacations don’t just last a week or two, or three or whatever. They last a lifetime in our memory and our beings. It fulfills us and refuels us to keep going at a higher vibrational level than before we left. How can you better plan for spontaneity so that you can strike when the opportunity presents itself? What can you stash away and invest each month or week? What can you cut out of your life in order to have something more meaningful? What are you frittering away on a daily or weekly basis that could go into your Fun Fund for something more fabulous? I’ll be sure to report on our fabulous Canadian adventure later this fall and how we fared on the  Dragon later in the Spring upon our return from our adventures.

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End: Begin with the End in Mind

April 23, 2015 | Posted in Leading Hartfully, Living Hartfully, Wealthy Woman | By

In making out your life plan as with planning a trip – know first where you are going, plot the best route to get there, then figure out what you will need along the way to make your journey successful.  Take the time to figure out how you will know when you have “arrived” at your goal and celebrate your achievement. Avoid the syndrome of always striving and never arriving. Take time to bask in your arrival.

Think of how your energy rises as your draw nearer to a trip. Just imagine what will happen if you have your whole life to look forward to. When we set milestones for ourselves, we are much more likely to meet and surpass them than if we never had any point of focus. When you know your destination, you arrive sooner and are less distracted by obstacles and detours. If you do come across a detour, when you know where you want to end up, it’s much easier to stay on track and get back to your pathway to the end state.

It’s less stressful when we have our directions to safely guide us. Try scheduling something enjoyable on weekends to raise your energy for the week and plan something equally as fun on Mondays to start your week out on an upbeat note. Start making your plan now for how you want to live in the next year, five years, 10 years, and into retirement. What do you have to do now to ensure your end you have in mind is the end that you’re aiming for by your actions today?

By making a life plan and being open to changing our route, we gain clarity and personal energy in our abilities to help shape our future and bounce back when life sends us on an unplanned pathway.

Be in the small percentage who has written goals as their road map. Buck the percentages and be one of the elite few who write down their long-term and short-term goals, and review them regularly.  List-makers know the thrill of crossing items off their lists.

Written goals keep you focused and remind you of the big picture.  FOCUS = Follow One Course Until Successful. Maintain bursts of energy while working on different goals by savoring the rewards and feeling successful while mixing long and short-term goals. When you prioritize your goals, remember people first, then things. . . people first, then things.

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Dreaming, Desires and Doing

June 22, 2013 | Posted in Leading Hartfully, Living Hartfully, Wealthy Woman | By

Daydreaming is a good thing, bigger dreams bring on a bigger life. . . but only if you are doing something to achieve those dreams. What you want doesn’t just, POOF, appear while you’re sitting on the couch. As one saying goes, “as you pray, move your feet”. That means make a plan and do something about achieving what you want.

Your desires are your homing device signaling your conscious self from your subconscious self about what you truly want in your life. If you have the desire for it, you have the resources for it, period. Thos with bigger dreams attract others into their lives who also have big dreams. I know I’ve posted previously about DECIDING to take action, DECIDING what you want as the indeispendible first step to getting the things you want in your life. You first become aware of what you want  and bring it into your conscious sphere, then you decide if it’s something you want to work for or take action towards.

The Universe takes orders and your thoughts, dreams and desires are your order for the Universe. Fries, baked potato or mashed? Make your decision and step forward in faith in that direction to take action towards what you desire. Without faith in the Universal law and without faith in the process, you keep one foot behind (just in case it doesn’t work like you’ve heard it does) and only one foot forward, and then you’re stuck. Ever feel stuck? Perhaps it’s because you don’t have faith in the process, faith in the Universe and you get stuck stepping out of your comfort zone. More on comfort zones in future posts. You must decide and then jump in with both feet to move you towards your desires and the Universe will conspire in your favor to make it happen. People and opportunties will be brought into your path that you never noticed before once you’re on your true path of your dreams and desires.

You must believe it is possible, because you get what you expect. You must be committed to staying in the positive when you think about and speak about your “I am” statements because anything you say after “I am” will come looking for you.  Avoid the negative in any of your statements that concern you or what you want so you don’t mix up your order with the Universe. Be very clear with your orders to the Universe so there is no question about what you want.

Setting big goals to move you towards your big dreams is the first step in creating momentum and acting on your desires. If you’re ever bored or don’t wake up with a burning desire, then you don’t have a big enough goal. Take stock of your dreams and desires and take 100% accountability for what results from your actions. We create our world around us from what we thought about, did and created in the past. Our choices of yesterday created our today.

We created it – not the economy, not your mother, not the job, not your family, not any other misfortune. We did. We create our reality – 100% accountability. Sometimes it sucks to be respsonsible for all that. It sure is easier to blame the economy or where you live or your boss, or colleagues or kids or whatever, but the buck really stops with us. We must take 100% accountability for our choices, our outcomes, our dreams, desires and what we do about them. You know you’re on the right path towards your true true purpose and the big dreams when your joy is bursting out of you. Your inner guidance system is your joy. Things that bring the biggest joy are in alignment with your purpose and the right dreams and desires in alignment with your purpose – that’s how you know you’re on the right path.

When your dreams and desires and your doing are in alignment with your true life purpose, then all of your actions automatically serve others. It’s when your actions, thoughts, desires and wants are not serving others and only serving you that you should know you are out of alignment. AND it may all fall away because the Universe likes us to serve others and improve the world and expand, not contract and be selfish. Just sayin…..

What are your dreams and desires? Are they big enough to fill your heart? Are they serving others? Or are they only serving you?  When we have a goal big enough, that in the process of achieving it, we become someone worth becoming too.  It may be scary big – why not think BIG to create the momentum and get you unstuck? What are you DOING to move you towards your dreams and desires? It helps to write things down. We have too much swimming in our heads to remember it all. Write down your dreams, who they serve, write down everything you want.

Sometimes it helps to write down everything you DON’T want on one side of a paper and then write the opposite on the other side. Sometimes it’s easier for know what you don’t want than what you do want because society conditions us that way. THEN, what are you doing to get there? What is the gap analysis? What are your goals and objectives to move you in the direction of your dreams and desires? Do you have a plan of action? What is your order to the Universe and do you have faith that it will be delivered and the resources will be made available to you as you need them to make it happen?


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