Plan for Spontaneity With a Fun Fund
July 19, 2017 | Posted in Living Hartfully, Wealthy Woman | By Gaia Hart
All the Financial Planners tell you to have at least 6-12 months of liquid emergency money stashed aside to take care of life’s little moments that sneak up on you such as car repairs or the furnace giving up its last breath during a polar vortex. In addition to that advice; I’d like to offer up another form of stash called the Fun Fund to use any way you wish as long as it’s fun. In the Millionaire Mindset book and in his workshops; T. Harv Eker suggests 10% of your income should be stashed away to use any way you wish so you feel like you have control over your money and you’re using it to enjoy your life.
Enter the Fun Fund. After my BFF and I returned from one of the millionaire bootcamps over a decade ago; we took that advice and have been stashing away a percentage of earnings into our Fun Funds ever since so that we have a pot of money with no particular plan, but the plan is to use it when the mood or a great adventure strikes. With our financial foundation in check and our Fun Fund fully stocked; we are ready to pounce when something so juicy comes along that we just can’t resist.
I’ve learned from my guides and coaches throughout the years and from my personal experience that I need to fully trust my intuition and just flow with it. As a very old soul who has been around many lifetimes; I’m told that my intuition has a very clear path showing me my path; so I usually go with it when I feel the strong urge. My BFF is the same way and when both of us have the gut feeling; we are helpless to defend against it. We just have to go with it and that’s how our latest adventure came about one low-key, loungey kind of Saturday.
I was in the middle of trying out a new lunch recipe when I got the call with Barb on the other end saying “Now don’t say no right away, just hear me out. I have an idea for a cruise into Canada during peak leaf peeping season. I know you will have just returned from your trip to Cuba, but this is a great deal.” As she was explaining the trip complete with sailing on a vintage four-masted schooner and high tea at the Chateau Fontenac in Quebec City – one of my to-do lists for 20 years; I knew I was a gonner.
Two days later I get a text from Barb in the middle of doing a seminar which said we have to “Do the Dragon”. What the hell did that mean. She texted “google it”. I did and I’m in. So in a matter of a few days, we have a few vacations already planned, booked and paid for. Something I never imagined the week prior. It seems that the Dragon’s Tail is one of the most notorious roads in America with 318 curves in 11 miles of mountain road and there was going to be a car rally with all kinds of festivities focused on the “Doing the Dragon”. With my father being a former race car driver, he also raced boats and motorcycle side cars. It’s in my blood. I love cars, boats and planes. Once again I was sucked into the thrill of the adventure and the unknown. Toss in an amazing log cabin with phenomenal mountain views and I can’t say no.
When it comes to people waiving great travel deals and amazing adventures in front of my face, I’m very weak. I cannot say no to such temptation. Try as I might to be prudent and rational; I just lose my mind thinking that an opportunity of a lifetime may pass me by and I might miss out on some life-altering experience, discovery, and good times. I’m a sucker for a good adventure with good friends. I caved.
Luckily, we both plan for such spontaneous times by continually adding to our Fun Funds. By planning for something we don’t know about in our futures, we can take advantage of an opportunity when it does come our way and be ready to pounce. Of course, we also sock away and invest much more into our Retirement Fund than our Fun Fund; but having a fund for frivolity feels good and brings out the kid in us after our adult has already set aside something for our retirement, our emergencies, our heirs, and other adult stuff.
What can you set aside for yourself, just yourself to do whatever you want that is meaningful and memorable to you. Vacations don’t just last a week or two, or three or whatever. They last a lifetime in our memory and our beings. It fulfills us and refuels us to keep going at a higher vibrational level than before we left. How can you better plan for spontaneity so that you can strike when the opportunity presents itself? What can you stash away and invest each month or week? What can you cut out of your life in order to have something more meaningful? What are you frittering away on a daily or weekly basis that could go into your Fun Fund for something more fabulous? I’ll be sure to report on our fabulous Canadian adventure later this fall and how we fared on the Dragon later in the Spring upon our return from our adventures.
Capybaras, White Alligators, and Jaguars, Oh My
July 4, 2017 | Posted in Living Hartfully | By Gaia Hart
We were deep in the Amazon jungle. I had wanted to do a jungle tour ever since I first saw the movie The Jungle Book with Mogli and Balu the blue bear when my brother took me to see it when I was five or six years old.
As we usually do, my BFF and I charted a wild itinerary into the wilds and invited some other friends to join us. Vacation planning is our forte and I call her a travel savant. This was one trip that was near and dear to my heart and I knew that living fully and living Hartfully just had to include the Amazon forest.
Our thatched hut was so far into the rain forest that there were no roads. The only way to reach the compound was by motorized canoe. We had to walk the plank just to embark on the boat. Our guide told us we were not to ever walk alone around the camp. It was the buddy system for safety. The sign posted in our bathroom next to the whistle hanging on the door gave instructions on how to summon help if we encountered a wild animal and food in the huts was forbidden.
Being a vegetarian, I always travel with protein bars, trail mix and peanut butter crackers from past experience of going hungry for lack of appropriate food in unknown places and the middle of the jungle was one of those places. We took a nighttime canoe ride and saw a white alligator and a 60-pound rodent, a capybara which is related to the guinea pig. Seriously, think of a 60-pound rat. It gave me the willies just thinking about how huge it was. It was the largest rodent I had ever seen – the size of a German Shepherd and they roam free. A sloth hung from the branches as we made our way back to our hut. It was like a steam bath and still hovering in the 100’s at night, so I decided to take a cold shower only to find a frog in the stall. I wondered what other creatures had made their way into our hut, which was had only a screen on three sides.
At 4:00 am the jungle starts coming alive. It was completely black outside and I heard it. The lowly rumble of the beginning of a roar. Frozen in my bed with anticipation of a jaguar jumping through the screened wall, I turned on the video camera on my phone. There is was again, only this time much louder and closer and more grumbling. I just knew the big cat was after my M&M laden trail mix I had locked in my suitcase. Could they really smell it inside baggies and a rollaboard? I recorded the sounds and kept recording until the sound faded away. Maybe it wasn’t that hungry. I peered out the window and only saw a baby Capybara and heard the birds. It was a symphony of sound as the wilderness cacophony grew louder as the sun rose. I’ve never heard so many different natural sounds in my life. It was deafening. The one sound that I was glad not to hear any more was the growl.
My BFF, Barb and I finally mustered the courage to exit our hut and go to breakfast using the buddy system and keeping our eyes peeled for jaguars. All we encountered were monkeys and birds. We thoroughly enjoyed our breakfast of Brazil nuts, pastries and fried yucca. Next time I’m double-bagging my trail mix to throw the wild animals off the scent.
.: Period-ically Shake Things Up
June 19, 2017 | Posted in Leading Hartfully, Living Hartfully | By Gaia Hart
I have a print of the Story People hanging on my wall that says: “There are special angels whose only job is to make sure you don’t get too comfortable and fall asleep and miss life”. Comfort is good to a certain degree, but too much comfort makes us lazy and complacent, and starts to feel like a rut which is not at all energizing.
If things don’t get shaken up for you, do it yourself just to make things more interesting. Put yourself on the edge again to regain the excitement of a new venture. Risk-taking pumps adrenaline into our systems to energize us. Change may create some anxiety; but when channeled into a positive light, it gives us vitality to create a new perception of our world. Only two things motivate us: moving towards pleasure, or moving away from pain. Where are you heading? Take a look at shaking some old habits and thought patterns. Re-evaluate what is working and what is not working for you right now. Is it time for old habits to go away and new habits to take their place?
Sometimes how we are in the world and the way we do things comes so natural to us that we begin to take them for granted. When we are faced with a different method of operating or a new way of seeing things or doing things, our beliefs are challenged and our thinking is jarred a bit. At that point we need to become clear as to the motives behind our behaviors and really take notice as to why we have the thought processes or the behaviors we have adapted.
Sometimes what we think is true or right may only be cultural. Traveling to developing countries or other foreign lands is a great way to shake up your thinking about how you live and what you consider ‘normal’ ways of being in the world. Learning the whys and hows of another culture helps put our own methodology in perspective.
Being a newlywed later in life, I had quickly learned how my usual ways of living had been shaken and my thoughts stirred as I gained new perspectives on daily routines through the eyes of my then husband. Gaining insight into another gender is another form of a different culture (some would say another planet) and it gives us cause to periodically shake things up with a different point of view. I saw how marriage would be a constant source of inquiry, risk taking, discovery, questioning, learning, and challenge to help both of us to periodically reconsider our old style of being.
Jumping (on) the Shark
June 4, 2017 | Posted in Living Hartfully | By Gaia Hart
What lights you up? What really gets your heart pumping and enthused about your life? What fills you with a sense of awe and wonder and giddy excitement? My BFF and travel buddy, Barb and I both experienced amazing underwater surprises on separate diving and snorkeling excursions during our recent visit to the South Pacific. We had both wanted to see the Islands after watching the movie as children and it was finally our time to see that part of the world and what was underneath it.
I know when I am living Hartfully when I’m awe-struck by nature’s beauty and bounty, and in the midst of grandeur or maybe even danger. It’s a fine line. Much of our trip was spent underwater or at least on top of the water to view the incredible creatures. Why neither one of us thought to bring a Go Pro underwater sport video/camera, I’ll never know. We were the only ones on the dive boat to not have one and I’m sorry we could not capture those moments.
I’ve been SCUBA diving since the early 80’s and have seen my fair share of marine life, but what we experienced just outside our over-water bungalow and on deeper dives is nothing short of incredible. I’ve never been surrounded by so many sharks in any of my dives anywhere in the world. At one point I counted six black-tipped sharks and eight lemon sharks circling our group until the largest barracuda I’ve ever witnessed came swimming right towards me with something hanging out of its mouth. A half-eaten lunch, maybe? I stretched out the length of my 5’2” body and that barracuda was every bit the length of me. Where was that camera when you needed to document being one of the smallest things not at the top of the food chain at that very moment? Then we saw a herd, pod, gaggle, school, whatever, of eagle rays float effortlessly by on their way to someplace away from the sharks. I was in absolute heaven and I couldn’t wait to regale Barb with my story. Little did I know she would come back with a story of her own.
When we reconvened back on the ship after our separate underwater adventures. Barb’s story won, hands down. It seems that their snorkeling group landed amidst a school of lemon sharks who liked playing about the dive boat. So naturally what do divers do but jump in the water to get a closer look and better pictures. (If you’ve brought your Go Pro – note to self, go buy a Go Pro camera.) Just when Barb thought it was clear to jump in the water; off she goes and immediately after she is already committed, a 10-foot lemon shark swims from underneath the boat and SHE JUMPS ON THE BACK FIN OF THE SHARK! Yup, Fonzi famously jumped the shark in the TV sitcom Happy Days, and my friend jumps ON TOP OF A SHARK! Luckily he was only merely annoyed and swam away. Then a bit later the dive master, who weirdly stayed INSIDE the boat top side, announced to the snorkelers who are IN the water that “The sharks are getting agitated. Get in the boat NOW!” You can bet there was a bee-line for the ladder on that boat. Last one up the ladder is shark bait!
So, we learned a lesson that no matter how good you think your story is, there is bound to be somebody with a better story, and sometimes a good story is better than a good time. Although we did come back from that trip with a ton of stories and a heaping good time. Sometimes you luck out when you are in search of a Hartful life. Look for the good stuff, always seek good stories and ways to keep you lit up. What lights you up? What have you done lately to create a good story?
`: Accent-uate the Positive
May 19, 2017 | Posted in Leading Hartfully, Living Hartfully | By Gaia Hart
Can this thought be stated enough? I cannot over-emphasize the importance of a positive mental attitude. It runs over everything in its path. A simple method called applied kinesiology or muscle checking actually demonstrates the weakening effect negative thoughts have on the body. By testing the resistance to pressure that is put on the arm of the participant, the tester can tell if the person is thinking negative or positive thoughts by the amount of resistance felt when they try and push down the arm of the participant. This type of checking is an immediate and dramatic proof of the link between mind and body.
Conversely, when the mind gives a positive spin to a negative situation and thinks of the lessons learned or how they would grow from the situation, it actually strengthens the body instead of weakening it and the arm resistance would test more positive. To learn more about this muscle testing method and how to use it to your advantage, check with holistic health professionals.
Accentuating the positive in your life helps give you the strength to deal with daily stressors and sets your thinking to the right frame of mind where you will gain clarity and power to make the right decisions. When we are thinking from a power position and in a resourceful state of mind, our brain can come up with better solutions to life’s problems than when we are in a negative and unresourceful state of mind.
Moving from the cognitive to the physical aspect of accentuating the positive, take a look at how you are accentuating the positive aspects of your physical presence. Audrey is a friend of mine who is an image and style consultant at www.audreybeaulacstyle.com. She is in the business of helping people accentuate their positive attributes and downplay their not so positive features. The positive energy that stems from looking and feeling your best cannot be denied.
From haircut to clothing styles, fabrics, and colors, to jewelry, handbags, shoes, and accessories, Audrey helps her clients figure out their true essence of style, and what’s natural for them. She helps them put it all together so her clients are feeling their very best when they step out into the world. Nothing helps your self confidence and personal energy more than knowing you are putting your very best size seven foot forward in the shoe that fits your style best.
When we are uncomfortable in our clothes or in our own skin, we cannot exude positive energy. When we have confidence in our looks, our energy spills over into other areas of our life. Always play to your strengths and build upon them to boost confidence, self esteem, your sense of style, and personal energy.
How Does Your Organization Measure Up in Employee Satisfaction?
May 4, 2017 | Posted in Leading Hartfully, Living Hartfully | By Gaia Hart
Time to take a hard look at the hard questions and maybe experience some of the hard facts that workers are not all that happy. Better to know now and do something about it than to wait until they jump ship to find out in their exit interview how you screwed up. You are doing exit interviews, aren’t you?
Answer these questions provided by the Forum for People Performance Management and Measurement to see how your organization measures up.
- Are employees empowered to service customers at the highest possible level?
- Does the company recognize the role of employees in retaining customers?
- Is the performance of employees regularly measured?
- Are internal communications truly aligned with external marketing initiatives?
- Does the company’s overall corporate objective include human resource and motivation issues?
- Is the company committed to employee development and training?
- Are employees encouraged to provide feedback and given the tools to do so?
- Is employee feedback incorporated into planning and operations?
- Can the company demonstrate a link between people performance management and sales and profit?
In an annual survey conducted by the Society of Human Resource Management, here are the results concerning work-life programs in corporate America today:
- 57% of companies now offer flextime to their employees
- 56% have wellness programs
- 36% allow telecommuting
- 20% have on-site fitness centers
- 19% offer stress-reduction tips to workers
- 13% offer massage therapy
When employees feel included when they feel a sense of belonging to an organization, when their personal values and goals are in alignment with the organizational values. In order to gain a maximum sense of involvement and engagement in an organization, here are some elements that need to be present to foster dedication, retention, and productivity:
- Intrinsic personal interest and worthwhile work
- Challenge and stimulation
- Significance
- Influence
- Creativity
- Independence
- Control
- Income
- Security
- Personal involvement
- Recognition
- Positive environment
24% of 1000 workers surveyed said they were chronically angry at work. The most common reason cited was a sense that their employers “violated basic promises” and didn’t fulfill “the expected psychological contract with their workers”. The anger problem remains mostly underground and workers simply lose interest in work and become lethargic and uncooperative. What is going on in your office to undermine expectations?
Ask burned-out employees (or less than enthusiastic family members) “What do you really want from your job/school/your life/this family?”. Write down 25 quick answers to help jostle them into thinking about their interests and desires so they can look for a way to pursue them through work/school/family life.
So how does your organization measure up? Are you incorporating these types of things into your environment? If you have other ideas that are working for you, let me know at Gaia@GaiaHart.com.
In Search of Natural Wonders, Focused Intention, and a Roommate Reunion
April 19, 2017 | Posted in Living Hartfully | By Gaia Hart
It’s been my dream for a few decades to experience the Aurora Borealis, but like chasing rainbows there is no guarantee Mother Nature will comply with your travel plans. After many failed attempts to see the Northern Lights show in Canada and Alaska; I was determined that it was finally my turn. As luck (fate?) would have it; my college roommate was in town and we had dinner, not having seen each other for a few years. I mentioned that I wanted to visit Iceland and she said it was also on her To Do list. Fast-forward a year and here we were reunited on a flight to Reykjavik 35 years after living together in college off on our great Icelandic adventure.
As I discussed my intentions with what seemed like everybody who crossed my path for several weeks leading up to the trip; I learned that five other friends had either just returned, were planning on going the same month or the same week when Jennifer and I would be there. All of them who had just returned, came back without having seen the Lights.
We took another flight to the northern tip of Iceland because I wanted to make sure there was no light pollution to dilute the experience. We had registered our room at the front desk so they could call us if/when the lights materialized, and then we went upstairs to relax. We set out our clothing like firemen so we could easily get dressed for 20-degree weather in case the show started. I was sitting in a chair near the window with my eyes trained on the night sky and then I saw the clouds move only to realize it was the Northern Lights. I started yelling “the Lights, the Lights” and it was a scene reminiscent of the Keystone Cops as we tried to get dressed as fast as possible to catch a glimpse. We ran through the lobby announcing the lights and they didn’t disappoint as they danced across the sky. It was EXHILERATTING and it seemed all the guests were in the parking lot snapping photos.
After returning to bed; we received a call at 3:30am for yet another show of the Lights as we fumbled and bumbled our way to get dressed as fast as possible. Still breathtaking the second time around.
The next night I decided to experience the natural thermal baths and Mother Nature once again didn’t disappoint. It was a surreal experience to bask in the hot water outside, watching a full’ish moon, 15 degrees and watching the lights stream across the horizon. There’s something about natural wonders that move me beyond imagination. A dream come true.
The next morning, we capped off our northern tour by watching the crew set up on top of the frozen lake for the filming of the movie The Fate of the Furious– due out this month. A weird clash of the natural and the unnatural. I guess I’ll need to see the movie to bring that adventure to closure. Maybe I’ll call up Jennifer and we’ll meet someplace between our two cities to watch the movie together for yet another reunion.
Never give up on your dreams. If you really want something, speak it out loud, tell others, visualize, write it down, look at photos, hold the idea in your mind and figure out ways to get you there. Be still and ask how you can make it happen, the answers will come to you if you ask the right questions. Never would I have guessed during our college days when I first learned of the magnificence of the Aurora Borealis, that I would be traveling with my roommate three and a half decades later to make that dream come true.
Love ‘Em, Don’t Lose ‘Em
April 4, 2017 | Posted in Leading Hartfully, Living Hartfully | By Gaia Hart
I’m intrigued about the topic of corporate kindness and how being nice can actually be a competitive advantage. In The Power of Nice: How to Conquer the Business World with Kindness by Linda Kaplan Thaler and Robin Koval, they explain how friendliness and common courtesy along with how you look affects people’s moods and attitudes towards you. Cheerfulness and being polite and respectful spreads more easily than irritability and facial expressions and body language convey more relevant information than a sales pitch.
It’s all about the notion of consequences and karma – people may forget what you say, but they never forget how you made them feel. They remember acts of kindness as well as rudeness. After all, isn’t business and all of the world about relationships and how we connect with others be it inside or outside our organization?
Another book, The Kindness Revolution: The Company-Wide Culture Shift That Inspires Phenomenal Customer Service by Ed Horrell identifies how companies with stellar street reps for service excellence practice extreme kindness, respect, fairness and genuine niceties. He notes that the opposite of kindness isn’t being mean, it’s indifference. When indifference sets in, then it gives people a bad experience and in a world of choices, the customer (internal or external) chooses to walk. In fact, you can say that about any relationship – when indifference and disrespect and unkindness sets in, most people walk.
With a little more corporate kindness and consideration, I would argue that we would have many more gruntled workers than disgruntled workers. And we could actually save lives…one statistic form the Department of Labor cites that the #2 killer of workers on the job is homicide by a disgruntled colleague or customer. What are you doing to impart kindness in your daily activities? What are you doing to add light to the world? What are you doing to save a life today?
- Some tips from Love ‘Em, Don’t Lose ‘Em on keeping good people:
- Support personal and professional growth – are you building their future or are you a barrier
- Enrich the job function – do they have to leave to find growth, excitement, and challenge
- Is your worksite family friendly – do they have to choose between family life and work life or can they balance both
- Expand options for advancement – there are five career paths other than up
- Create opportunities for challenge, learning, growth, fun, enthusiasm, ownership, and a chance to feel valued – if they don’t find it inside, they will seek it outside
- Become a better listener – they want to tell their story and they want to know they matter and that somebody cares – when you tune out, you lose out and they move out
- Share the power, share the wealth, share the knowledge, share the praise, share the celebrations, and tell the truth
- Keep in mind the worth ethic when creating a work ethic in your organization. From the book Work to Live: The Guide to Getting a Life, Joe Robinson discusses how the operative ethic in our lives should be our worth ethic. “Measure the madness around you by whether it has worth for you, instead of whether you are worthy enough to take the ceaseless beating. Does it bring you significance, satisfaction, a sense of accomplishment, contribution, challenge? Or does it cut you off from sources of internal worth, isolate you, and sabotage your health? That’s not worth it, no matter the dough.”
